Unlock the equity in machinery, vehicles, and specialized gear.
You have highly valued equipment assets. Icarus Fund helps you refinance equipment to access the funding you need for growth, operations, recovery, or new opportunities.
Get FundedEquipment Financing
Equipment Financing That Fuels Growth — On Your Terms
Unlock cash tied up in owned machinery, vehicles, or specialized gear. Icarus Fund helps you refinance equipment with fast decisions, flexible terms, and no equity surrendered.
Our Impact
We fund businesses that are ready to grow. With over $900M funded across 1,000+ companies, Icarus Fund delivers fast, flexible capital to help you seize opportunities and keep moving forward.
$900M+Funded
81Industries Served
1,000+Businesses Funded
Icarus Fund
Your equipment can do more than sit on the balance sheet.
Unlock Hidden Working Capital Now
Use the funds for new equipment, raw materials, real estate, building improvements, operations, marketing, or R&D.
Accelerate Turnaround Recovery Time
Equipment refinancing can inject capital into the business during turnaround or recovery scenarios.
Lower Monthly Payments on Assets
Restructure amortization schedules and improve monthly payment terms on essential equipment.
Fuel Growth While Retaining Equity
Grow with equipment-backed capital without giving up equity shares of the business.
What is equipment refinancing?
Equipment refinancing lets you leverage the value in equipment you already own, from machinery and trucks to industrial or specialized gear. You keep using the equipment while gaining access to cash tied up in it.
Request Your Equipment Refinance OfferKey Benefits & Use Cases
Here is how equipment refinancing can help businesses move faster.
- Free up working capital
- Lower your monthly payments
- Preserve equity
- Handle emergency cash needs or turnarounds
- Upgrade or replace equipment
- Optimize cash flow
What Equipment Qualifies
Icarus Fund accepts a wide range of equipment types.
- Heavy equipment & cranes
- Trucks, semi-trailer and tractor trailers
- Industrial & manufacturing machinery
- CNC machines / precision tools
- Healthcare equipment
- Oil & gas & energy sector assets
- Specialized vehicles
3-Step Breakdown
How our equipment loans work.
Apply in Minutes
No hard credit pull. Just basic business info and equipment details.
Get a Customized Offer
We structure financing or refinancing terms around equipment value, use case, and cash flow.
Receive Funds
Funds can hit your business account as soon as the next day, depending on structure.
Financing vs. Refinancing
Which structure fits the job?
Scenario
Choose Financing
Choose Refinancing
Need new equipment
Best fit
Not primary
Own equipment and want cash
Not primary
Best fit
Want to lower existing payments
Not primary
Best fit
Want to preserve working capital
Strong fit
Strong fit
Need to upgrade older machinery
Strong fit
Strong fit
Benefits
Equipment financing and refinancing built for business momentum.
Move your business forward without giving up control.
Whether you are acquiring new equipment or unlocking the value of assets you already own, Icarus Fund makes it easier to keep production moving, preserve working capital, and act quickly when opportunity appears.
Get StartedPreserve Working Capital
Spread out costs without draining reserves, keeping cash available for other essential areas of the business.
Unlock Equity with Equipment Refinancing
Turn equipment you already own into fast working capital without selling or disrupting operations.
Fast Approvals & Funding
Get approved quickly and receive funds in as little as 24-48 hours when timing matters.
Flexible Repayment Terms
Choose a repayment structure built around cash flow, with customized terms for financing or refinancing.
No Hard Credit Pull to Apply
Explore equipment funding options with zero impact on your credit score.
Build Business Credit
On-time payments are reported to major business credit bureaus, helping strengthen your credit profile.
Equipment Financing
Flexible equipment financing to power your business.
Upgrade outdated machinery, refinance existing equipment loans, or access capital for better terms with flexible options aligned to your goals.
Let's Work TogetherReplace or upgrade aging equipment
Improve production and operational efficiency
Refinance high-interest equipment loans
Gain a competitive edge with the latest technology
Preserve working capital for other business needs
FAQs
Frequently asked questions
How much can I borrow against my equipment?
Amounts range from $50K to $20M+, depending on the asset's value and your business profile.
Can I refinance existing equipment loans?
Yes. Icarus Fund can restructure or pay off existing financing and replace it with better terms when the equipment and business profile support it.
What credit score is required?
The review looks at the full business picture, not just credit score. Equipment value, cash flow, and use case all matter.
Do I need to own the equipment free and clear?
For refinancing, yes. For financing, Icarus Fund can support both down payments and full purchases depending on the structure.
What industries do you work with?
Common industries include construction, healthcare, manufacturing, logistics, oil and gas, and other equipment-heavy businesses.