Equipment Financing That Fuels Growth — On Your Terms

Equipment Financing That Fuels Growth — On Your Terms

Unlock cash tied up in owned machinery, vehicles, or specialized gear. Icarus Fund helps you refinance equipment with fast decisions, flexible terms, and no equity surrendered.

Our Impact

We fund businesses that are ready to grow. With over $900M funded across 1,000+ companies, Icarus Fund delivers fast, flexible capital to help you seize opportunities and keep moving forward.

$4.2B+

Committed Capital

$900M+

Funded

81

Industries Served

1,000+

Businesses Funded

Icarus Fund

Your Equipment Can Do More

You have highly valued equipment assets. Our team of equipment refinance experts can help you unlock the equity in your equipment to get you the funding you need to achieve your business goals.

Unlock Hidden Working Capital Now

Use the funds for new equipment, raw materials, real estate, building improvements, operations, marketing or R&D.

Accelerate Turnaround Recovery Time

Equipment refinancing can offer your business a significant injection of cash to leverage during a turnaround scenario.

Lower Monthly Payments on Assets

Restructuring your amortization schedule with equipment refinancing can often improve your monthly payment terms.

Fuel Growth While Retaining Equity

Equipment refinancing allows you to grow without giving up equity shares of your business.

What Is Equipment Refinancing?

Equipment refinancing lets you leverage the value in equipment you already own—machinery, trucks, industrial or specialized gear—to get working capital, reduce high payments, or replace unfavorable terms. You keep using the equipment while gaining access to cash tied up in it.

Request Your Equipment Refinance Offer

Key Benefits & Use Cases

Here’s how equipment refinancing with Icarus Fund helps businesses:

Free up working capital

Lower your monthly payments

Preserve equity

Handle emergency cash needs or turnarounds

Upgrade or replace equipment

Optimize cash flow

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What Equipment Qualifies

We accept a wide range of equipment, including but not limited to:

Heavy equipment & cranes

Trucks, semi‑trailer and tractor trailers

Industrial & manufacturing machinery

CNC machines / precision tools

Healthcare equipment

Oil & gas & energy sector assets

Specialized vehicles

Get Funded

How Our Equipment Loans Work

(3-Step Breakdown)

1

Apply in Minutes

No hard credit pull. Just basic business info and equipment details.

2

Get a Customized Offer

We’ll structure your equipment financing or refinancing terms based on value, use case, and cash flow.

3

Receive Funds

Funds hit your business account as soon as the next day, depending on structure.

Financing vs. Refinancing: Which Is Right for You?

Scenario

Choose Financing

Choose Refinancing

Need new equipment

Own equipment and want cash

Want to lower existing payments

Want to preserve working capital

Need to upgrade older machinery

Benefits of Equipment Financing with Icarus Fund

Whether you’re looking to acquire new equipment or unlock the value of what you already own, Icarus Fund makes it easy to move your business forward. From flexible terms to same-day decisions, here’s why smart businesses choose us for equipment financing and refinancing:

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Preserve Working Capital

Free up cash for other essential areas of your business. Equipment financing allows you to spread out costs without draining your reserves.

Unlock Equity with Equipment Refinancing

Refinance existing equipment to access fast working capital—without selling or disrupting operations. Turn depreciating assets into growth capital.

Fast Approvals & Funding

No long waits. Get approved quickly and receive funds in as little as 24–48 hours, so you can take action when opportunity strikes.

Flexible Repayment Terms

Choose a repayment structure that works for your cash flow. We offer competitive, customized terms for both financing and refinancing.

No Hard Credit Pull to Apply

See your equipment funding options with zero impact on your credit score. Perfect for businesses looking to explore without commitment.

Build Business Credit

On-time payments are reported to major business credit bureaus—helping you strengthen your credit profile while growing your business.

Flexible Equipment Financing to Power Your Business

At Icarus Fund, our Equipment Financing and Refinancing solutions are designed to help your business stay productive, efficient, and ahead of the curve. Whether you’re looking to upgrade outdated machinery or refinance existing equipment loans for better terms, we offer fast access to capital with flexible options that align with your goals.

Replace or upgrade aging equipment

Improve production and operational efficiency

Refinance high-interest equipment loans

Gain a competitive edge with the latest technology

Preserve working capital for other business needs

Let's Work Together

FAQ's

FREQUENTLY ASKED QUESTIONS

How much can I borrow against my equipment?

Amounts range from $50K to $20M+, depending on the asset’s value and your business profile.

Can I refinance existing equipment loans?

Yes! We can restructure or pay off existing financing and replace it with a better term.

What credit score is required?

We look at the full business picture—not just your credit score.

Do I need to own the equipment free and clear?

For refinancing, yes. For financing, we fund both down payments and full purchases.

What industries do you work with?

Construction, healthcare, manufacturing, logistics, oil & gas, and more.

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