Icarus FundTerm Loans
Our Impact
Term Loans
Time is money and flexibility is power. Icarus Fund term loans are structured around your business, not rigid underwriting checklists, with repayment terms aligned to revenue cycles and growth plans.
Get FundedClear amortization gives you predictable monthly payments and fewer surprises.
Decisions can happen in as little as 24 hours when timing matters.
Structures can fit different industries, credit profiles, revenue cycles, and growth plans.
Use capital for expansion, payroll, refinancing, equipment, inventory, or operating needs.
Whether you are seizing an opportunity or solving a short-term need, a business term loan can provide predictable capital without forcing you into equity dilution or reactive financing.
Learn MoreCommon uses include expansion, refinancing, timing gaps, and infrastructure.
Icarus Fund supports small and mid-sized businesses that need speed and certainty.
3-Step Breakdown
Fill out a short form without lengthy paperwork or bank statements upfront.
Most approvals happen within 24-72 hours, with clear terms tailored to your business.
Funds can hit your business account as soon as the next day, depending on structure.
Benefits
Check eligibility without hard credit pulls, access capital quickly if approved, and build a stronger credit history through timely payments reported to business credit bureaus.
Get StartedDetermine your eligibility without any effect on your credit score.
Get approved quickly and receive funds when your business needs capital.
Timely payments can help build a stronger business credit history.
Clear, fair terms help you know exactly what you are getting into.
Flexible Funds
Once approved, you can put capital to work where it creates the most impact, from stabilizing cash flow and refinancing debt to investing in equipment, inventory, or expansion.
Let's Work TogetherFAQs
Icarus Fund business term loans range from $250,000 to over $10 million, depending on revenue, industry, and overall financial profile.
Term loans offer flexible repayment periods from 12 to 60 months, with fixed monthly payments designed to align with business cash flow.
Once approved, many clients receive funds in as little as 24 to 72 hours, depending on loan structure and documentation.
Yes. Many businesses use term loans to refinance merchant cash advances or high-interest short-term loans into one manageable monthly payment.
Most term loans come with no prepayment penalties, so you can pay early without extra fees if your business is ahead of schedule.
No. Credit is reviewed, but the overall health of the business, including revenue, contracts, and growth potential, matters more.
Fuel Growth with Long-Term Capital You Can Count On
Icarus Fund offers flexible term loans with transparent terms, fast decisions, and real support—no guesswork, no red tape.
Our Impact
We fund businesses that are ready to grow. With over $900M funded across 1,000+ companies, Icarus Fund delivers fast, flexible capital to help you seize opportunities and keep moving forward.
$4.2B+
Committed Capital
$900M+
Funded
81
Industries Served
1,000+
Businesses Funded
Why Choose a Term Loan from Icarus Fund?
We know time is money—and flexibility is power. Our term loans are structured around your business, not rigid underwriting checklists. You get fast access to capital with repayment terms that align with your revenue cycles and growth plans.
Fixed monthly payments with clear amortization
Quick approval—decisions in as little as 24 hours
Tailored terms for different industries and credit profiles
Use of funds is fully flexible (expansion, payroll, etc)
Get Funded
What You Can Use a Business Term Loan For:
Whether you’re seizing an opportunity or solving a short-term need, our clients use term loans to:
Fund business expansion or new locations
Refinance merchant cash advances or high-cost debt
Bridge contract delays or seasonal cash flow dips
Cover equipment upgrades or large vendor payments
Build internal infrastructure after winning government contracts
Learn More
Who We Work With
Icarus Fund supports small and mid-sized businesses in industries that demand speed, certainty, and flexible capital—including:
Government contractors & vendors
Manufacturers & distributors
Logistics & transportation companies
Staffing agencies (including healthcare staffing)
Commercial real estate-backed businesses
Get Funded
Our Process
(3-Step Breakdown)
1
Apply in Minutes
Fill out a short form—no lengthy paperwork or bank statements upfront.
2
Get a Decision Fast
Most approvals happen within 24–72 hours, with clear terms tailored to your business.
3
Receive Funds
Funds hit your business account as soon as the next day, depending on structure.
Benefits of an Icarus Fund Term Loan
An Icarus Fund Term Loan offers several key benefits for your business. You can check your eligibility without any hard credit pulls, ensuring your credit score remains unaffected. If approved, you can receive funds the same day, providing quick access to capital. Additionally, on-time payments are reported to business credit bureaus, helping you build a strong business credit history.
Get Started
No Impact on Credit Score
Determine your eligibility without any effect on your credit score.
Quick Access to Funds
Get approved and receive funds.
Enhance Business Credit
We report to business credit bureaus, enabling you to build a strong credit history with timely payments.
Transparent Terms
Our clear and fair terms let you know exactly what you’re getting into.
Flexible funds to fit your needs
One of the greatest advantages of an Icarus Fund Business Term Loan is its flexibility. Once approved, you can put your capital to work in nearly any way that supports your business—whether it’s stabilizing cash flow, refinancing debt, investing in equipment, or fueling expansion. You’re in control of how and where the funds make the biggest impact.
Offset costs during the busy season
Purchase more inventory
Cover your businesses payroll
Finance new growth and expansion
Let's Work Together
FAQ's
FREQUENTLY ASKED QUESTIONS
How much can I borrow with a term loan?
We fund business term loans ranging from $250,000 to over $10 million , depending on your revenue, industry, and overall financial profile.
How long are the repayment terms?
Our term loans offer flexible repayment periods from 12 to 60 months , with fixed monthly payments designed to align with your business cash flow.
How fast can I get funded?
Once approved, many of our clients receive funds in as little as 24 to 72 hours , depending on loan structure and documentation.
Can I use a term loan to refinance other debt?
Yes—many businesses use Icarus Fund term loans to refinance merchant cash advances (MCAs) or high-interest short-term loans into a single, manageable monthly payment.
Is there a prepayment penalty?
Most of our term loans come with no prepayment penalties , so you can pay off early without extra fees if your business is ahead of schedule.
Do I need perfect credit to qualify?
Not at all. While we do review credit, we focus more on the overall health of your business —including revenue, contracts, and growth potential.
